Your monthly bill will be calculated as an accumulation of the following factors across all the environments in your organization:
- the platform fee you select on the pricing page
- the number of distinct endpoints - payment gateways and receivers
- the number of API calls executed during the billing period
You can view your organization's accrued fees in the Spreedly Dashboard.
Platform Fee
All Spreedly plans include access to our custom tools, unlimited secure card storage, access to hundreds of supported gateways, and the ability to add a qualified receiver endpoint.
Spreedly has several pricing tiers to choose from based on your company's needs. Companies with one or two gateways might opt for the Starting plan, while companies who want to add and use a myriad of gateways will want to choose one of the higher plan levels. An added benefit of the plans with a higher monthly platform fee would be a lower per API call price.
Endpoints
An endpoint is a gateway (Stripe, Authorize.Net, WorldPay) or a Receiver (Clover, Mastercard, Shopify). In our most basic plan, you are allowed two endpoints, e.g. Stripe and Cybersource. Note: there are no limits on the number of merchant accounts you can have.
It is important to note that a gateway or receiver, in terms of billing, means the number of distinct types of gateways and receivers that you’ve provisioned. For instance, if you have five Authorize.net gateways retained across your organization’s environments your gateway count is one (not five).
Only retained, non-test, gateways, and receivers count towards your plan’s storage limit. Gateways and receivers that are redacted cannot be used to conduct transactions and, thus, are not counted towards your plan’s limit.
To find out which gateways and receivers you have retained, you can use the Dashboard or the API. If you need to expand your number of endpoints beyond your current plan limit, please message support@spreedly.com and we will assist you with a plan upgrade.
API Calls
Spreedly only charges you for the API calls you make. Your choice of pricing plan will directly influence what your per-API-call fee will be. If you are a higher volume customer, it may make sense for you to pay a larger monthly platform fee to take advantage of the drastically lower per-API-call fee.
A general rule of thumb is between 1 to 3 API calls to successfully process a credit card transaction. This will depend on whether the card is being added for the first time or is already stored, whether you’re doing an authorization too, or simply a purchase.
For example, a 3 call transaction might look like:
- Add a card
- Run an authorization retaining on success
- Run a capture
If this is a repeat/recurring transaction, it could be as simple as running a purchase, and thus be only one API call.
It's important to note that test API calls in production accounts are billable and count towards your API call count usage. Any threshold management or alerting must be handled programmatically by the customer.
*Note: CardConnect gateway has a different partnership agreement with Spreedly than the other gateways on this list. As such, they do not include a subsidized per transaction rate.
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