A Token Requestor ID is a merchant specific identifier that is used for provisioning merchant specific network tokens for card on file (COF) payment methods. Since the card on file network tokens are merchant specific, there is higher trust with issuing banks and reduced fraud.
TRIDs are 11 characters in length, and the first 3 digits represent the token service provider (TSP). For example, Mastercard TRIDs start with a 5 and Visa TRIDs with a 4. A full list of TSPs is available on the EMVCo site. Note that some TSPs have more than one range.
Card networks issue TRIDs independently, so a TRID will be necessary with each network you wish to request network tokens. Though you do not need to have TRIDs for every network to begin requesting network tokens. For instance, say you receive your Mastercard TRID prior to your Visa TRID; in this example, you can begin provisioning and transacting with Mastercard network tokens while you wait for your Visa TRID to be issued.
Spreedly can accept existing merchant TRIDs or can help facilitate acquiring TRIDs from supported card networks. If you have TRIDs from a previous token requestor contact support to get it associated to your account. To acquire a new TRID, please fill out the following TRID Request Form and notify your Spreedly contact or support to verify we’ve received the information.
Please note that there can be delays in receiving TRIDs back from the networks depending on request volumes. The amount of time it takes to issue TRIDs will depend on the amount of TRIDs the networks are currently processing. For planning purposes, please plan for a time period between 2 weeks to 2 months. This being the case, we recommend requesting TRIDs as soon as you are interested in using network tokenization.
Once the TRIDs have been issued by the networks, a Spreedly support engineer will associate the TRIDs to your Spreedly account for use with your network token transactions.
My business operates as a Platform, can Spreedly support my sub-merchants TRIDs?
At this point in time, Spreedly’s network token solution cannot support multiple TRIDs for multiple merchants.
However, this capability is planned on our 2023 roadmap. If you are interested in using network tokens for your platform and sub-merchants, please let your Spreedly Customer Contact know. Our product team would love to chat and learn more about your use cases.
I’m a global company, do I need a separate TRID for each region I operate in?
TRIDs are assigned to identify a Consumer Facing Entity (i.e. merchant). While a merchant may operate in multiple regions with different business units, only a single TRID is required. The following example can be found on Mastercard's TRID Documentation as an example:
Can a TRID be shared/exposed publicly?
TRIDs are not considered sensitive information. They are made publicly available in resources like Visa Business News so that issuing banks can be aware of new merchants using network tokens. As always, we recommend using safe data practices. Please limit the exchange of TRIDs to only necessary parties.
How long is a TRID valid for? Does it ever expire?
TRIDs do not expire. However, there are circumstances where the networks may reclaim TRIDs and reassign them if deemed necessary. This can occur if a TRID has been issued for a merchant and has not been used for an extended period of time.
Is the TRID associated with my partnership with Spreedly? Will I need to request a new one when switching vendors?
Your TRID value is unique to your business and is not associated with Spreedly. However, your TRID will be used with Spreedly's Relationship ID to issue you network tokens and cryptograms.
Should you decide to switch to another token requestor token service provider (TR-TSPs), you will keep your TRID, and Spreedly will notify the network so that your network tokens can be associated with the new vendors Relationship IP.